It’s important for a company that generates more cash than is needed to fund its short-term obligations to consider investing the excess cash. This is simply because idle funds diminish in real value over time. Corporate Investment Account offers institutions a unique opportunity to significantly grow the value of their surplus funds over the long run and enjoy glamorous short term benefits as well.
This account is designed to manage your cash holdings on an ongoing basis, providing an effective treasury management with premium investment services. With this service, you can access funds when it is required urgently, while earning solid returns during the periods when the funds are fully invested. There is no time limit for this service, although a contract for a minimum of five (5) years is required.
The account is divided into three:
- Emergency Fund: 5% of the principal is placed in an emergency fund which is readily accessible at any point in time to cater for unexpected expenses.
- Premium Cash Fund: 15% of the investment goes into a premium cash fund which is accessible after one year of investment to meet the institution’s short term financial needs.
- Long Term Fund: 80% of the investment goes into a long term fund which matures after 5 years of investment.